Charlene's Scholastic Emporium.
Your Actual and Virtual Exam Tests Excellent Tutor.
- 10057
- 0
- 759
Community
- Followers
- Following
18 Reviews received
17 items
![](/docpics/4564161/65d6446c717fc_4564161_121_171.jpeg)
Texas All Lines Adjuster Test Latest 2024 Graded A
Texas All Lines Adjuster Test Latest 2024 Graded A 
Accumulated Depreciation - Answer ️️ -The total decrease in an item's value over a period of 
time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - Answer ️️ -The deadline for providing the insurer with an acreage 
report, which is used to determine the amount of coverage needed and the premium charged for a 
particular crop. 
Actual Cash Value (ACV) - Answer ️️ -A valuation method used by insurers t...
- Exam (elaborations)
- • 26 pages •
Texas All Lines Adjuster Test Latest 2024 Graded A 
Accumulated Depreciation - Answer ️️ -The total decrease in an item's value over a period of 
time. Formula: (Annual Depreciation x Number of years used) 
Acreage Reporting Date - Answer ️️ -The deadline for providing the insurer with an acreage 
report, which is used to determine the amount of coverage needed and the premium charged for a 
particular crop. 
Actual Cash Value (ACV) - Answer ️️ -A valuation method used by insurers t...
![](/docpics/4564152/65d644696377d_4564152_121_171.jpeg)
Georgia Adjuster Exam Questions and Answers Already Passed
Georgia Adjuster Exam Questions and 
Answers Already Passed 
Consequential also known as Indirect Loss - Answer ️️ -An insured's business is damaged 
because of a fire and he is forced to close business temporarily for repairs. As a result the insured 
lost income. What type of loss is this? 
Combined Single - Answer ️️ -The insured crashes into a porch and the person sitting on the 
porch. The person on the porch is injured. The insured's insurance policy has a limit set at 
$500,000....
- Exam (elaborations)
- • 23 pages •
Georgia Adjuster Exam Questions and 
Answers Already Passed 
Consequential also known as Indirect Loss - Answer ️️ -An insured's business is damaged 
because of a fire and he is forced to close business temporarily for repairs. As a result the insured 
lost income. What type of loss is this? 
Combined Single - Answer ️️ -The insured crashes into a porch and the person sitting on the 
porch. The person on the porch is injured. The insured's insurance policy has a limit set at 
$500,000....
![](/docpics/4564143/65d644663bb30_4564143_121_171.jpeg)
GA Claims Adjuster Licensing Exam Latest 2024 Already Passed
GA Claims Adjuster Licensing Exam Latest 
2024 Already Passed 
What coverage does Community Eligibility apply to? - Answer ️️ -Flood insurance through 
FEMA 
What's the difference between Emergency Program and Regular Program in the National Flood 
Insurance Program? - Answer ️️ -Emergency applies to homes in communities that are a 
normally not a flood hazard. Regular programs are awarded to an entire community that is 
eligible due to flood hazard. 
What is the flood coverage on a reg...
- Exam (elaborations)
- • 21 pages •
GA Claims Adjuster Licensing Exam Latest 
2024 Already Passed 
What coverage does Community Eligibility apply to? - Answer ️️ -Flood insurance through 
FEMA 
What's the difference between Emergency Program and Regular Program in the National Flood 
Insurance Program? - Answer ️️ -Emergency applies to homes in communities that are a 
normally not a flood hazard. Regular programs are awarded to an entire community that is 
eligible due to flood hazard. 
What is the flood coverage on a reg...
![](/docpics/4564121/65d643ec93d73_4564121_121_171.jpeg)
6-20 Claims Adjuster Questions and Answers Graded A+
6-20 Claims Adjuster Questions and 
Answers Graded A+ 
The following are basic characteristics of a property or liability insurance contract, EXCEPT: 
A. Personal Contract 
B. Conditional Contract 
C. Loss Settlement Contract 
D. Contract of Adhesion - Answer ️️ -C. Loss Settlement Contract 
The Insurers responsibility to pay for a property loss may be conditioned on the insured having 
used reasonable means to avoid the loss, to protect the property against further loss, and to give 
the in...
- Package deal
- Exam (elaborations)
- • 47 pages •
6-20 Claims Adjuster Questions and 
Answers Graded A+ 
The following are basic characteristics of a property or liability insurance contract, EXCEPT: 
A. Personal Contract 
B. Conditional Contract 
C. Loss Settlement Contract 
D. Contract of Adhesion - Answer ️️ -C. Loss Settlement Contract 
The Insurers responsibility to pay for a property loss may be conditioned on the insured having 
used reasonable means to avoid the loss, to protect the property against further loss, and to give 
the in...
![](/docpics/4564106/65d6437985020_4564106_121_171.jpeg)
Texas all lines adjuster license commercial general liability chapter 8 already passed
Texas all lines adjuster license commercial general 
liability chapter 8 already passed 
Commercial general liability ( CGL) - Answer ️️ -This covers business liability hazards that are 
not covered under more specialiazed forms of insurance such as auto, marine, workers 
compensation and others. 
What are three forms of CGL - Answer ️️ -Professional liability 
Product liability 
Premises liability 
When liability is limited to acts of negligence, professional liability insurance may be ...
- Package deal
- Exam (elaborations)
- • 3 pages •
Texas all lines adjuster license commercial general 
liability chapter 8 already passed 
Commercial general liability ( CGL) - Answer ️️ -This covers business liability hazards that are 
not covered under more specialiazed forms of insurance such as auto, marine, workers 
compensation and others. 
What are three forms of CGL - Answer ️️ -Professional liability 
Product liability 
Premises liability 
When liability is limited to acts of negligence, professional liability insurance may be ...
![](/docpics/4564095/65d643768f89f_4564095_121_171.jpeg)
NC adjuster Exam Questions and Answers Already Passed
NC adjuster Exam Questions and Answers Already Passed 
Inception/Expiration Date - Answer ️️ -The date on which coverage became effective or 
expired. Policies in North Carolina become effective and expire at 12:01am 
Occurrence Date - Answer ️️ -The date on which the loss occurred 
Identification of Parties involve - Answer ️️ -The loss report should include the names and 
addresses of the parties involved in the loss, the names and addresses of any injured person(s) 
and the names ...
- Package deal
- Exam (elaborations)
- • 13 pages •
NC adjuster Exam Questions and Answers Already Passed 
Inception/Expiration Date - Answer ️️ -The date on which coverage became effective or 
expired. Policies in North Carolina become effective and expire at 12:01am 
Occurrence Date - Answer ️️ -The date on which the loss occurred 
Identification of Parties involve - Answer ️️ -The loss report should include the names and 
addresses of the parties involved in the loss, the names and addresses of any injured person(s) 
and the names ...
![](/docpics/4564073/65d642ff16c15_4564073_121_171.jpeg)
Florida Claims Adjuster Exam Questions and Answers Rated A+
Florida Claims Adjuster Exam Questions and Answers Rated A+ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment 
to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer ️️ -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a 
loss, one payment...
- Package deal
- Exam (elaborations)
- • 52 pages •
Florida Claims Adjuster Exam Questions and Answers Rated A+ 
Frank owned a home that was destroyed by a hurricane. Both ABC and XYZ Banks were listed 
as additional interests on his homeowner policy. The insurance company will make a payment 
to: 
A. The first mortgagee, ABC 
B. The Insured 
C. Jointly to ABC and XYZ 
D. All listed interests - Answer ️️ -D. All listed interests 
Remember that the insurer is not responsible to know the degrees of interest. In the event of a 
loss, one payment...
![](/docpics/4564051/65d642a1e5b72_4564051_121_171.jpeg)
NC Claims Adjuster Exam Study Already Passed
NC Claims Adjuster Exam Study Already Passed 
Liability Insurance PAP (Part A) - Answer ️️ -Pays all the sums and insured must legally pay 
as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or 
use of a covered auto. 
Coverage Part A through F of a PAP - Answer ️️ -A. Liability 
B. Medical Payments 
C. UM/UIM 
D. Physical Damage 
E. Insured Duties 
F. General Provisions 
Certificate of Insurance (COI) - Answer ️️ -A document that proves the ex...
- Package deal
- Exam (elaborations)
- • 28 pages •
NC Claims Adjuster Exam Study Already Passed 
Liability Insurance PAP (Part A) - Answer ️️ -Pays all the sums and insured must legally pay 
as damage due to BI/PD caused by an accident and resulting from the ownership, maintenance or 
use of a covered auto. 
Coverage Part A through F of a PAP - Answer ️️ -A. Liability 
B. Medical Payments 
C. UM/UIM 
D. Physical Damage 
E. Insured Duties 
F. General Provisions 
Certificate of Insurance (COI) - Answer ️️ -A document that proves the ex...
![](/docpics/4564043/65d6429ed8217_4564043_121_171.jpeg)
Claims Adjuster Questions and Answers 100% Pass
Claims Adjuster Questions and Answers 100% Pass 
Insurance - Answer ️️ --an economic device used to protect against extreme unforeseen loss 
- the transfer of risk from one party to another 
Premium - Answer ️️ --the fee paid by the insured in exchange for insurance 
Principle of Indemnity - Answer ️️ --the insurer should be restored to where they were before 
the incident 
-no profit can be made 
Idemnification - Answer ️️ --to compensate for loss or damage; to provide security ...
- Package deal
- Exam (elaborations)
- • 22 pages •
Claims Adjuster Questions and Answers 100% Pass 
Insurance - Answer ️️ --an economic device used to protect against extreme unforeseen loss 
- the transfer of risk from one party to another 
Premium - Answer ️️ --the fee paid by the insured in exchange for insurance 
Principle of Indemnity - Answer ️️ --the insurer should be restored to where they were before 
the incident 
-no profit can be made 
Idemnification - Answer ️️ --to compensate for loss or damage; to provide security ...
![](/docpics/4564025/65d6421cc6a31_4564025_121_171.jpeg)
Claims Adjuster Final (Multiple Choice Questions) Already Passed
Claims Adjuster Final (Multiple Choice 
Questions) Already Passed 
An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - Answer ️️ - 
The insured and insurer 
An insurer gives which of the following as Consideration for an insurance policy? - Answer ️️ - 
A Promise 
The interest of the insured and all other persons in the property involved in a claim is 
found in - Answer ️️ -A Proof of Loss 
An insured rear-ends another driver's vehicle. The auto po...
- Package deal
- Exam (elaborations)
- • 15 pages •
Claims Adjuster Final (Multiple Choice 
Questions) Already Passed 
An adjuster is a fiduciary agent with a responsibility of loyalty to the interest of - Answer ️️ - 
The insured and insurer 
An insurer gives which of the following as Consideration for an insurance policy? - Answer ️️ - 
A Promise 
The interest of the insured and all other persons in the property involved in a claim is 
found in - Answer ️️ -A Proof of Loss 
An insured rear-ends another driver's vehicle. The auto po...
Earth Science Exam Review 2024 with Complete Solutions
Hondros Nursing 172 Exam 2 Questions and Answers 100% Pass
Oregon Pesticide Examination: Ornamental and Turf Herbicide Questions and Answers 100% Pass
Xcel Solutions Property & Casualty Exam Questions and Answers
INSY-3303 FINAL EXAM STUDY GUIDE WITH COMPLETE SOLUTIONS
the answers are incorrect