Florida 2 20 Agents License Study guides, Class notes & Summaries
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Florida 2-20 Agent License Exam Bundle With Complete Solutions
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Florida 2-20 Agent License Exam Bundle With Complete Solutions
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2-20 Florida General Lines Study Exam Questions With Verified Answers
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2-20 Florida General Lines Study Exam 
Questions With Verified Answers 
Hazard - answerCondition that introduces or increases the likelihood of loss from a peril 
Franchise Deductible - answerNo payments made unless the loss equals or exceeds 
prescribed amount, then loss paid in full 
Misrepresentation - answerUntrue statement made by insured 
Liability Insurance - answerInsurance paid to others on insured's behalf 
Valued Policy Law - answerTotal loss by insured peril to a building, structure...
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2-20 Florida General Lines Study Exam Questions With Verified Answers
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2-20 Florida General Lines Study Exam 
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Dept of Financial Services- - answerapprove license, supervise claims, investigate unethical 
conduct 
Office of Insurance Regulation- - answerexamine qualifications of insurance companies, 
examine financial conditions of companies, approve forms, rules, and rates 
Office of Financial Regulations - answerOversee the surplus lines industry, reviews surplus 
lines policies and documents, collects surplus lines taxes and fees ...
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Florida 2-20 General Lines Insurance Exam questions With Verified Answers
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Florida 2-20 General Lines Insurance Exam 
questions With Verified Answers 
5 qualifications to become a General Lines agent - answer1. At least 18 years of age 
2. United States citizen or legal alien 
3. Bona fide resident of Florida 
4. Place of business located in Florida 
5. Not licensed for purpose of writing controlled business 
Department of Financial Services (DFS) - answer1. Approves issuance of licenses to agents, 
CR, and adjusters 
2. Supervisions of claims 
3. Investigate charges o...
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Florida 2-20 General Lines Study Manual New Edition 2024/2025
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Florida 2-20 General Lines Study Manual 
New Edition 2024/2025 
1.4 Qualifications for General Lines License - answer1. 18 or older 
2. resident of FL or place of business in FL 
3. will be active in business, business is accessible and identifiable by public 
4. not licensing for writing or handling controlled business 
5. Qualified via: 
a) 200 hr course 
b) one year full time employee in all lines of property casualty insurance 
c) one year as a customer rep, personal lines agent, or service ...
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Florida General Lines Agent Test Exam questions With Verified Answers
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Florida General Lines Agent Test Exam 
questions With Verified Answers 
Homeowners HO-3 policy - severe theft loss. Coverage A limit is $100,000. 
Insured losses include $25,000 furniture, clothing and other ordinary personal 
property plus $5,000 damage to guns and $5,000 damage to jewelry, furs. Insured 
will recover: 
$29,000 less any deductible 
A coverage that is similar to premises and operations coverage in the 
Commercial General Liability Policy covering bodily injury and property damag...
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Florida General Lines Agent Exam questions With Verified Answers
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Florida General Lines Agent Exam questions 
With Verified Answers 
What is the definition of a risk that is insurable? 
a.Risk is defined as a chance or the possibility of financial loss; only pure risks are insurable as 
there is no possibility of a gain 
b.A chance of a loss or gain 
c.A risk where there is a possibility of a gain 
d.A chance for insurance coverage - answera 
What is an insurance policy? 
a.A binder that offers initial insurance coverage 
b.An oral agreement related to insuran...
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Florida 2-15| Question & Correct Answer| 100% Correct Answer
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Florida 2-15| Question & Correct Answer| 
100% Correct Answer 
In a 3 partner cross-purchase plan, how many policies need to be purchased in order to protect each 
partner against the loss of any other partner? - CORRECT ANSWER-6 
According to the NAIC Life Insurance Solicitation Model, when soliciting life insurance, a producer is 
required to provide a prospect with a ______ and a _______ specific to the product being marketed. - 
CORRECT ANSWER-general buyer's guide; policy summary 
The ...
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Florida 2-20 Agents License Exam Questions with 100 verified Answers 2024-2025.
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One of the costs of insurance is said to be opportunity costs. This means that if capital and labor were not being used in the insurance business, they could be used elsewhere and making other producAve contribuAons to 
Society 
 
 
RetenAon is oZen used in combinaAon with insurance as a way of treaAng loss exposures. One of the major downsides of individuals using retenAon alone is The potenAal for financial ruin. 
 
 
The process of restoring an individual or organizaAon to a pre-loss f...
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Florida 2-20 Agents License Exam with 100% verified solutions 2024
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Florida 2-20 Agents License Exam with 100% verified solutions 2024 
The Florida Surplus Service Lines Office (FSLSO) was created to oversee the surplus lines industry in the state
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