Webce Study guides, Class notes & Summaries
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WEBCE Bunlded Exams with complete solution
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Webce All Possible Questions and Answers 2023-2024 with complete solution
WEBCE Practice Questions and Answers 2023-2024 with complete solution
WEBCE Practice Questions and Answers 2023-2024 with complete solution
WEBCE Practice Questions and Answers 2022 with complete solution
Webce Life and Health Study Guide 2023 with complete solution
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Annuity – WebCE Questions And Answers
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Annuitization is - Answer- Accumulated values are converted into a stream of periodic income payments. 
 
How often can payments of annuities be paid out? - Answer- A specified term of years, for life, or a combination of the two. 
 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well suited for late-life retirement planning? - Answer- When a consumer priorities and needs typically shift from asset accumulation to income distribution 
 
What is the sta...
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WebCe – Ethics Questions And Answers
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You have been invited to your niece's wedding reception, and the invitation requests an RSVP. You really don't want to go, and you could simply decline the invitation. But you respond that you will be in attendance, and you check her bridal registry to select an appropriate gift to bring. Your decision is based on - Answer- an area of manners; it would have been impolite to decline. 
 
Stefan's friends would agree that he has many vices. In describing Stefan's character, they would probably ...
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Annuity – WebCE Exam 2024 Questions with Verified Answers
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Annuity – WebCE Exam 2024 Questions 
with Verified Answers 
Annuitization is - answerAccumulated values are converted into a stream of periodic 
income payments. 
How often can payments of annuities be paid out? - answerA specified term of years, for 
life, or a combination of the two. 
What is the reason (how has a consumer's priorities and needs shifted) that annuities are well 
suited for late-life retirement planning? - answerWhen a consumer priorities and needs 
typically shift from asse...
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How to Structure an Annuity Contract WebCE questions well answered graded A+
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How to Structure an Annuity Contract 
Which term refers to structured payouts that will liquidate an annuity's invested premiums and accumulated earnings over some period of time? - correct answer annuitization 
 
At Eileen's death, Winthrop received the death benefit payable under Eileen's annuity and chose to continue the contract in his name and continue to accrue tax-deferred accumulations. What was Winthrop's relation to Eileen? - correct answer He was her spouse. 
 
What kind of annui...
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Webce Life and Health exam 2023 with 100% correct answers
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Representations and Warranties 
Representations are statements the applicant makes on an application that are deemed to be true to the applicant's best knowledge. Warranties are statements the insurer makes in the contract. 
 
 
 
Underwriting vs. Actuarial Departments 
Two related insurance company functions. Through the process of _________, applications are assessed for insurability and to assign premium rates. The ________ department analyzes data to help estimate future losses and to produ...
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WebCE: Long-Term Care: Programs, Policies, and Partnerships exam 2024 with correct answers
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What is the Primary Goal of Long Term Care correct answersTo maintain functionality 
 
Which of the following most precisely defines the fundamentals of self-care and the basic tasks of life? correct answersActivities of daily living 
 
Long Term Care occurs only in nursing facilities. correct answersFalse 
 
On what basis are benefits payable under a long term care insurance policy typically triggered? correct answersthe inability to perform defined ADLs 
 
A long-term care ombudsman represents...
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WebCe – Ethics| 60 questions| with complete solutions
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You have been invited to your niece's wedding reception, and the invitation requests an RSVP. You really don't want to go, and you could simply decline the invitation. But you respond that you will be in attendance, and you check her bridal registry to select an appropriate gift to bring. Your decision is based on CORRECT ANSWERS: an area of manners; it would have been impolite to decline. 
 
Stefan's friends would agree that he has many vices. In describing Stefan's character, they would p...
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Webce Insurance test /WebCE Practice Exam /WebCE Quizzes/Health Insurance Exam /Group EB /Insurance Basics Exam/Introduction to Insurance Exam /WebCE Quizzes: General Insurance & Life Insurance Exam Bundled Solutions Pack
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Webce Insurance test questions and Answers Graded A+
WebCE Quizzes/Health Insurance Exam 2023
Group EB /Insurance Basics Exam Solved 100% Correct
Introduction to Insurance Exam Latest Updated (Employee Benefits
WebCE Quizzes: General Insurance & Life Insurance Exam 2023
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WebCE Property & Casualty Prep Exam Questions and Answers 2023
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WebCE Property & Casualty Prep Exam Questions and Answers 2023 
Risk 
Chance of loss 
 
 
 
5 Risk or Loss Factors 
1. Risk 2. Loss 3. Exposure 4. Peril 5. Hazard 
 
 
 
Insurance allows: 
Individual or group to transfer over to insurance company the risk of financial loss from a destructive event 
 
 
 
Fundamental purpose of insurance is: 
To indemnify policyholder against covered losses or restore policyholder back to same financial position they were in before 
 
 
 
Insurance companies may ...
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