NURSING,MATHEMATICS,BUSINESS AND MANAGEMENT EXAMS AND NOTES

What is the purpose of evidence in research? - correct answer Support Theories What is the primary objective of education research that studies a phenomenon of which little is known? - correct answer To understand What is a variable in educational research? - correct answer A measurable characteristic Which type of qualitative data analysis places a high priority on being true to, respecting, and capturing the details of individual situations? - correct answer Unique Case Orientation ...

Research literature - correct answer is the set of published research studies on a particular topic Various studies with the same result = confidence **Don't trust a single research study as the final word on a topic!** AERA - correct answer American Educational Research Association - largest and most prestigious research association in the field of education abstract - correct answer a brief summary of what is included in the article. provides a concise breakdown of article goal...

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In a 3 partner cross-purchase plan, how many policies need to be purchased in order to protect each partner against the loss of any other partner? - correct answer 6 According to the NAIC Life Insurance Solicitation Model, when soliciting life insurance, a producer is required to provide a prospect with a ______ and a _______ specific to the product being marketed. - correct answer general buyer's guide; policy summary The Incontestable Clause states that the insurer cannot contest the va...

When life insurance proceeds are used to pay inheritance taxes and federal estate taxes, it is known as - correct answer Estate conservation In group insurance, the primary purpose of the Coordination of Benefits provision is to - correct answer Prevent overinsurance Which of the following statements is NOT true regarding health insurance policy provisions? - correct answer All additional provisions written by insurers are cataloged by their respective states. The policyowner has an opt...

A Supplementary Medical Expense policy combines the benefits of what two types of plans? - correct answer Basic Medical and Major Medical Which of the following is not correct concerning Health Maintenance Organizations? - correct answer They mandate enrollment for groups of 25 or more. Which is not true concerning a Hospital Fixed-Rate plan? - correct answer Benefits are paid directly to the hospital When benefits are paid to a policyowner covered under a Hospital Expense policy, the p...

Insurance - correct answer Financial protection against loss or harm - An arrangement by which company gives customers financial protection against loss or harm such as theft or illness in return for premium payments. Life Insurance - correct answer Is based on actuarial or mathematical principles and guarantees a specified sum of money upon the death of the person who is insured. Health Insurance - correct answer Evolved from scientific principles to provide funds for medical expensed due...

Accumulation units are converted into annuity units: - correct answer at the time of annuity payout. A group life insurance plan in which the employer pays the entire premium is known as a ________________ plan. - correct answer noncontributory If a disabled worker covered under Social Security disability benefits recovers and then is disabled again within five years, a new waiting period is required before benefits begin again. - correct answer FALSE Robert had an accident and qualifie...

In the insurance business, risk can best be defined as: A. sharing the possibility of a loss B. uncertainty regarding the future C. uncertainty regarding financial loss D. uncertainty regarding when death will occur - correct answer C. The concept of insurance developed from the need to minimize the adverse effects of risk associated with the probability of financial loss. Which of the following risks is insurable? A. pure risks B. gambling C. speculative risks D. investing - cor...

What type of insurance contract contains unequal contingencies on the potential for profit or loss on both parties in the contract? - correct answer Aleatory of contract There is an element of chance for both parties. Dollar given by policy holder (premiums) and the insurer (benefits) may not be equal Every licensee must notify the Department of Financial Services within ____ days after changing his or her name, residence, and/or principal business address - correct answer 60 days With ...