Popular courses 'Primerica Life Insurance' at Primerica Life Insurance
Primerica Life Insurance Study guides, Class notes & Summaries
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Primerica Life Insurance Exam: 2023/ 2024 New Update (Questions and 100% Verified Answers)
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Primerica Life Insurance Exam: 2023/ 2024 
New Update (Questions and 100% Verified 
Answers) 
1. A married couple owns a permanent policy which covers both of their lives and pays the 
benefit only upon the death of the first insured. Which policy is that? 
A. Survivorship Life Policy 
B. Second-to-Die 
C. Family income policy 
D. Joint life policy 
 Answer: D. Joint life policy 
 
 
 
 
 
2. An annuity owner is funding an annuity that will supplement her retirement. Because she 
does not...
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Primerica Life Insurance Exam: Life Insurance Practice Exam: Primerica Life Insurance Exam Study Questions;Life Insurance Exam: Primerica Practice Test; Updated A Plus Solutions
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Primerica Life Insurance Exam: Life Insurance Practice Exam: Primerica Life Insurance Exam Study Questions;Life Insurance Exam: Primerica Practice Test; Questions & Answers
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Life Insurance Primerica Training Exam Well Answered 100% 2024.
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401 k plan - Answer A qualified retirement plan in which the 
employee can set aside a portion of their income 
with pre-tax dollars. 
 
Absolute Assignment v. Collateral 
Assignment - Answer Absolute: A permanent and irrevocable transfer 
of rights and/or benefits by the policyowner. 
Collateral: A temporary and/or revocable transfer 
of benefits by the policyowner. 
 
Accelerated Death Benefit - Answer Policy provision that allows full or partial 
payment of the policy's death be...
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Primerica 3 Comprehensive Exam Fully Answered 2024.
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Which of the following is not ordinary life insurance? a. A life paid up to 65 policy 
b. A 30 year decreasing term policy 
c. A group life insurance policy 
d. A 20-year endowment policy - Answer c. A group life insurance policy 
 
A failure to communicate information which a party to an insurance contract knows and should communicate, is called an act of: 
a. Concealment 
b. Intimidation 
c. Warranty 
d. Coercion - Answer a. Concealment 
 
When a family policy covers children all of th...
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Primerica life Insurance basics Revision Exam With Solved Solutions 2024.
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Signing and dating a delivery receipt for a life insurance policy helps to establish all of the following timeframes EXCEPT - Answer The Grace Period. 
 
Joe, Larry, and Curly own a small business. They have made a legal arrangement which states that if one of them dies or becomes disabled, the other two will be able to buy the partner's shares. Which term best describes this arrangement? - Answer Business Continuation 
 
The responsibility of making certain that an application for insuranc...
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Primerica Life Insurance Study Guide Exam And Quality Answers 2024.
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Risk - Answer uncertainty of a financial loss; 2 types 
 
Two typed of risks - Answer Pure (Insurable) and speculative (uninsurable) 
 
Benefits of purchasing insurance? - Answer You get to transfer financial risk left after passing to insurance company 
 
Law of large numbers - Answer the larger the size of the group the more accurately the experience aka predicted losses of that group can be predicted 
 
Policyowner - Answer person who owns policy, pays premiums, and chooses the...
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Primerica Practice Test Questions With Answers Already Passed 2024.
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An insured under a life insurance policy has been diagnosed with a terminal illness and has 6 months to live. The insured knows that his financial state will worsen even more with the upcoming medical expenses. What option could the insured utilize? 
a) Estate liquidation 
b) Nonpayment of premium 
c) Change of beneficiary 
d) Viatical settlement - Answer d 
 
Which of the following best describes fixed-period settlement option? 
a) Only the principal amount will be paid out within a specified...
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Primerica Pre-licensing Course Questions And Correct Answers 2024.
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agent - Answer legal representative of an insurance company; the classification of producer usually includes agents and brokers; agents are the agents of the insurer 
 
insured - Answer the person covered by the insurance policy; this person may or may not be the policyowner 
 
broker - Answer an insurance agent not appointed by an insurer and is deemed to represent the client 
 
insurance policy - Answer a contract between a policyowner (and/or insured) and an insurance company which ag...
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Complete PACKAGE DEAL: Primerica-Life Insurance |VERIFIED|
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Correct Answers
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Test Bank 2: Primerica Life Insurance ||100% Correct
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Test Bank 1: Primerica Life Insurance ||100% Correct
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100% Correct
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Primerica-Life Insurance, All Core Exams |Question and Answer| 100% Correct
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Primerica-Life Insurance, All Core 
Exams |Question and Answer| 100% 
Correct 
Stranger-oriented life insurance policies are in direct opposition to the principle of 
a. law of large numbers 
b. good faith 
c. indemnity 
d. insurable interest *Ans* d. insurable interest-STOLI purchaser doesn't know the insured, 
or have any interest in the insured's longevity, so it violates the principle of insurable interest 
Which is generally true regarding insureds who have earned preferred status? 
a....
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