After borrower Study guides, Class notes & Summaries
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Law of Contracts - CHAMPIONS TEST 2023 (Answered)
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Wrongful or criminal deception intended to result in financial or personal gain is called: - Answer- fraud 
 
The Buyer and Seller Temporary Residential Lease forms may be used for a lease period not to exceed: - Answer- 90 days 
 
__________ extend above the surface without limitation. - Answer- air rights 
 
An example(s) of an appurtenance would be: - Answer- easements 
 
There is no upper limit on the value of a Texas homestead. - Answer- true 
 
A(n) __________ is one that combines some of ...
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NATIONAL REAL ESTATE EXAM PRACTICE TEST Answered 100% Correctly 2024
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NATIONAL REAL ESTATE EXAM PRACTICE TEST Answered 100% Correctly 2024 
NATIONAL REAL ESTATE EXAM 
PRACTICE TEST Answered 100% 
Correctly 2024 
In most cases, broker compensation, as a percentage of home price, falls 
somewhere between: 
5-7% 
A Christian organization owns a fourplex. It wants to rent to only Christian tenants. 
Under the federal Fair Housing Act, is this legal? 
Yes. Religious organizations which rent to tenants for residential purposes are 
exempt from the Fair Housing Act ...
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PSI Exam Test Prep Questions 100% Answers
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A homeowner has negotiated with a neighbor to obtain the permanent right to pass over the northern part of the neighbor's land to gain access to the river. He pays the neighbor $9,000 for the right of access and receives a deed. This is an easement - ANSWER-appurtenant 
 
A tenant rented an apartment, signing a 15-month lease. After the lease expired, the tenant paid 1 month's rent and got a receipt. What kind of leasehold does the tenant have? - ANSWER-Tenancy at will 
 
The main difference b...
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NJ Life Producer Exam Correct answers latest update
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NJ Life Producer Exam Correct answers latest update 
Which of the following amounts must decrease in a decreasing term? 
Death benefit 
 
 
In life insurance, insurable interest must exist at the time the.. 
Producer writes an on a proposed insured 
 
 
An applicant makes an offer to the insurer when they 
pay an initial premium with the application 
 
 
Which of the following makes Universal Life insurance different from other forms of permanent insurance? 
Premium Schedule 
 
 
An insurer that...
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MAC3703 Assignment 2 (COMPLETE ANSWERS) Semester 2 2023 (715655) - DUE 19 September 2023.
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MAC3703 Assignment 2 (COMPLETE ANSWERS) Semester 2 2023 () - DUE 19 September 2023.Detailed working, solutions, memo, notes & explanations.................. QUESTION 1 (30 MARKS) Mrs Sindy Lula has been in the financial Services Sector for more than 20 years and is considering a career shift. At present, she is a credit provider (mashonisa) where she owns and runs the money lending business throughout the Eastern Cape under the name BZN Agri-Retailers (PTY) LTD. Having been in this business for ...
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NMLS Safe Test Mortgage Licensing Practice Exam Q's with Complete Solutions
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NMLS Safe Test Mortgage Licensing 
Practice Exam Q's with Complete 
 
Solutions 
 
Which federal law requires that the Loan Estimate be provided to the borrower within three 
business days of the time of loan application is taken? TILA 
 
What type of scam entails homeowners who are encouraged to refinance their property over and 
over until little or no equity remains? Loan flipping or churning 
 
After a loan closing, funds are disbursed. When are the funds disbursed for an owner-occupied, 
r...
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MLO - Study Material Question and answers already passed 2023/2024
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MLO - Study Material Question and answers already passed 2023/2024 
The federal Truth in Lending Act - correct answer regulates advertising with references to mortgage interest rates. 
 
Which would LEAST LIKELY be a changed circumstance that would trigger the need to provide a new GFE to a borrower? - correct answer The mortgage loan originator learns that the alimony the borrower receives (which was not included in her income analysis) will cease after she is 
remarried next month. 
 
What fac...
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LOAN ORIGINATOR EXAM 2024 WITH 100% ACCURATE SOLUTIONS
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LOAN ORIGINATOR EXAM 2024 WITH 100% ACCURATE SOLUTIONS 
 
 
What activity is a loan processor permited to perform without requiring licensure as a mortgage loan orginator under the SAFE Act? - correct answer Perfrom clerical and/or support duties under the supervision of a licensed entity 
 
The SAFE act prohibits individuals from engaging in the business of a residental mortage loan originator without first obtaining a - correct answer a unique identifier (NML number) 
 
What documents must be ...
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COLORADO REAL ESTATE EXAM PREP EXAM REVIEW QUESTIONS AND ANSWERS. VERIFIED.| latest update 2024/25|
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COLORADO REAL ESTATE EXAM PREP EXAM REVIEW QUESTIONS 
AND ANSWERS. VERIFIED. 
Title Theory - -lender owns, borrower has equitable title 
Hypothecation - -pledging property as collateral for a loan without giving up possession 
Mortgagee - -Lender 
Mortgagor - -borrower 
Non Judicial foreclosure - -*CO: Public trustee has power to foreclose 
1.Lender complains 2. Notice given 3. trustee sells after 125 days 
Strict foreclosure - -No sale. 
Full legal title given to lender, loss of equity for b...
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XINNIX FLIGHT SCHOOL QUESTIONS WITH COMPLETE SOLUTIONS
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The rate lock period for a refi, with a right of rescission, must be long enough to cover the rescission period. correct answer: True 
 
How long does a borrower have to wait to buy a home after they have had a foreclosure? FHA correct answer: 3 years 
 
What are the steps you should follow to determine the correct MI? correct answer: LTV, term, product type, occupancy type and coverage. 
 
Typically, files that have to be manually underwritten are subject to less strict guidelines. correct a...
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