NEB Study guides, Class notes & Summaries

Adverse Selection correct answer: Insuring of risks more prone to loss than the average Agent/Producer correct answer: legal representative of an insurance company Applicant/Proposed insured correct answer: a person applying for insurance Hazard correct answer: Conditions that increase the probability of a loss Moral correct answer: tendency toward increased risk (driving fast) Morale correct answer: indifference towards risk (not locking the door) Indemnity correct answe...

Certificate of Authority correct answer: No insurance company may transact any insurance business in this state unless it has received a Certificate of Authority from the Department of Insurance to do so. When does Certificate of Authority expire? correct answer: Expires on the last day of April in each year and must be renewed annually. How often may the director or any of his or her examiners conduct an examination? correct answer: AS often as the director deems appropriate but will c...

NEBOSH DIPLOMA UNIT B – EXAM 2024 WITH 100% CORRECT ASWERS State the five categories of health hazards. Give an example for each - correct answer - Physical (eg. noise) - Chemical (eg. lead, dust) - Biological (eg. Legionella) - Psycho-social (s) - Ergonomic (eg. repetitive handling) Outline some of the main sources of data used by the HSE to compile occupational ill-health statistics - correct answer - RIDDOR - which requires the reporting of specific occupational diseases by the ...

Each funeral director and embalmer, funeral director, or embalmer holding an active license in the State of Nebraska must complete at least _____ hours of approved continuing competency training during the preceding _____ month period. a. 16 hours/12 months b. 16 hours/24 months c. 8 hours/12 months d. 8 hours/24 months correct answer: B. 16 hours/24 months Each funeral director and embalmer, funeral director, or embalmer holding an active license in the State of Nebraska must take the...

A deferred annuity is surrendered prior to annuitization. Which of the following best describes the nonforfeiture value of the annuity? a. The surrender value should be equal to 100% of the premium paid, minus any prior withdrawals and surrender charges. b. A deferred annuity cannot be surrendered prior to annuitization. The owner must wait until the annuitization period begins to receive any payments. Answer - The surrender value should be equal to 100% of the premium paid, minus any prior with...

Adverse Selection Answer - Insuring of risks more prone to loss than the average Agent/Producer Answer - legal representative of an insurance company Applicant/Proposed insured Answer - a person applying for insurance Hazard Answer - Conditions that increase the probability of a loss Moral Answer - tendency toward increased risk (driving fast) Morale Answer - indifference towards risk (not locking the door) Indemnity Answer - restoring the insured to the condition that existed ...

Obesity Medicine Boards (American Board of Obesity MedicineBMI) 2024!!

Health Surveillance Definition correct answers The assessment of the state of health of an employee, as related to exposure to substances hazardous to health and includes biological monitoring". Biological Monitoring correct answers Biological monitoring is concerned with the measurement or assessment of hazardous substances or their metabolites in tissues, secretions or expired air. Occupational Health Definition correct answers The promotion and maintenance of the highest degree of phys...

Before delivering a health insurance policy to a client, the producer alters the insuring clause in a way that he believes will benefit the insurance company. Which of the following statements is true about this alteration? correct answer: It is prohibited by the entire contract provision Which organization offers health insurance to Nebraska residents who are denied health insurance and unable to obtain coverage from private companies due to pre-existing medical conditions? correct answer: ...