Insurance Study guides, Class notes & Summaries
Looking for the best study guides, study notes and summaries about Insurance? On this page you'll find 103868 study documents about Insurance.
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Adjuster Pro - Insurance adjuster test latest 2023 already passed
- Exam (elaborations) • 31 pages • 2023
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Adjuster Pro - Insurance adjuster test latest 2023 already passed What is insurance? protection against financial loss 
what is a premium a scheduled amount to be paid for an insurance policy. 
What are premiums used for premiums are collected into a "pool" or "reserve to pay out claimants when needed. 
how can insurance companies afford to pay for an individuals catastrophic loss? the insurer collects premiums from all policy holders and uses them to pay out the claims of a few. 
what is Ind...
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NJ Title Insurance Exam Questions And Answers With Verified Solutions
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NJ Title Insurance Exam Questions And Answers With Verified Solutions 
 
NJ Title Insurance Exam Questions And Answers With Verified Solutions
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Pearson Vue Life Insurance Practice Exam Questions and verified Answers
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Pearson Vue Life Insurance Practice Exam Questions and verified Answers 
P wants to name her husband as the beneficiary of her life policy. However, she wishes to retain all of the rights of ownership. P should have her husband named as the: 
 
 
A contract that has as its basic function the systematic liquidation of accumulated assets through periodic payments is called an: 
 
 
An insurance producer takes an application for a life insurance policy but does not collect the initial premium. On d...
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NJ Property/ Casualty Insurance Exam 2024 with 100% correct answers
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Why was the commercial Insurance Deregulation Act Created? - correct answer To protect the public from the adverse effects of excessive, inadequate, & unfair discriminatory rates & marketing practices 
 
Which policies issued must follow the provisions of the Commercial Insurance Deregulation Act? - correct answer Commercial policies 
 
When must rate amendments & policy forms be filed with the commissioner? - correct answer 30 days before 
 
What losses are excluded from flood insurance? ...
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Texas Life and Health Insurance Exam (question and answers) 2022/2023
- Exam (elaborations) • 19 pages • 2022
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At what point must a life insurance applicant be informed of their rights that fall under the Fair Credit Reporting Act? - ANSWER Upon completion of the application 
 
Who elects the governing body of a mutual insurance company? - ANSWER policyholders 
 
An insurance applicant MUST be informed of an investigation regarding his/her reputation and character according to the - ANSWER Fair Credit Reporting Act 
 
What type of reinsurance contract involves two companies automatically sharing their ri...
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Texas Property & Casualty Insurance Exam Questions with Verified Solutions (420 Questions) 2024 Update
- Exam (elaborations) • 74 pages • 2023
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Texas Property & Casualty Insurance Exam Questions with Verified Solutions (420 Questions) 2024 Update
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Primerica Life Insurance Exam 2023 Guaranteed Pass,you should study this
- Exam (elaborations) • 42 pages • 2023
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Primerica Life Insurance Exam 2023 Guaranteed Pass,you should study this
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Florida 2-15 Insurance Questions And Answers
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In the insurance business, risk can best be defined as: 
 
A. sharing the possibility of a loss 
B. uncertainty regarding the future 
C. uncertainty regarding financial loss 
D. uncertainty regarding when death will occur - Answer- C. The concept of insurance developed from the need to minimize the adverse effects of risk associated with the probability of financial loss. 
 
Which of the following risks is insurable? 
 
A. pure risks 
B. gambling 
C. speculative risks 
D. investing - Answer- A....
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+
- Exam (elaborations) • 31 pages • 2023
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PSI Practice Exam - Life Insurance Questions and Answers Rated A+ 
For an individual long-term care policy there is an annual dollar limit for tax deductions that is based on which of the 
following? 1. age 
2. cost of care 
3. policy value 4. premium cost 1 
The group conversion option is allowed for all of the following EXCEPT 
1. termination of the master policy . 
2. loss of group coverage due to termination of employment. 
3. upon the loss of eligibility on the part of a class of insureds. ...
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Kentucky Life and Health Insurance Exam (New 2024/ 2025 Update) Questions and Verified Answers| 100 % Correct| Grade A
- Exam (elaborations) • 51 pages • 2024
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Kentucky Life and Health Insurance Exam 
(New 2024/ 2025 Update) Questions and 
Verified Answers| 100 % Correct| Grade A 
 
 
QUESTION 
 The only party in an insurance contract that makes a legally enforceable promise is the 
insurance company. Because of this, insurance contracts are considered to be: 
 
 conditional 
 aleatory 
 unilateral 
 contracts of adhesion 
 
 
Answer: 
unilateral 
 
Insurance contracts are unilateral. This means that only one party (the insurer) makes any kind of ...
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