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Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
When buying cell phone insurance, the person should consider the cost of the annual insurance 
premium and compare it to the cost of... - answer...buying a new phone 
A person wants to start saving and needs to make withdrawals often. Her money needs to be safe 
and to earn interest. What is the best to meet her needs? - answerOpening a savings account 
A person reconciling her checking account notices that the balance in he...
- Package deal
- Exam (elaborations)
- • 8 pages •
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
When buying cell phone insurance, the person should consider the cost of the annual insurance 
premium and compare it to the cost of... - answer...buying a new phone 
A person wants to start saving and needs to make withdrawals often. Her money needs to be safe 
and to earn interest. What is the best to meet her needs? - answerOpening a savings account 
A person reconciling her checking account notices that the balance in he...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Us currency - answerNot backed by gold; has value based on the confidence in and strength 
of the us government 
Barter - answerExchange with goods and services, not money 
Role of the us department of treasury - answerPrinting money 
Factors that influence income - answerJob opportunities, employment developments, 
inflation & deflation, recession & depression, taxation 
Type of imvestment where interest rates may increase ...
- Package deal
- Exam (elaborations)
- • 3 pages •
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
Us currency - answerNot backed by gold; has value based on the confidence in and strength 
of the us government 
Barter - answerExchange with goods and services, not money 
Role of the us department of treasury - answerPrinting money 
Factors that influence income - answerJob opportunities, employment developments, 
inflation & deflation, recession & depression, taxation 
Type of imvestment where interest rates may increase ...
Wise Practice Test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets 
his monthly statement, he realizes that someone else has been using the card and reports it stolen. 
The maximum amount of the unauthorized purchases he is he liable for is: c.The total 
amount b.$50 d.$25 - answerB 
Why is term life insurance usually the least expensive type of life insurance? 
a. 
The policy only pays a death ben...
- Package deal
- Exam (elaborations)
- • 24 pages •
Wise Practice Test Exam Questions With 
100% Correct Answers 2024/2025 
One of Andre's seldom-used credit cards has been stolen without his knowledge. When he gets 
his monthly statement, he realizes that someone else has been using the card and reports it stolen. 
The maximum amount of the unauthorized purchases he is he liable for is: c.The total 
amount b.$50 d.$25 - answerB 
Why is term life insurance usually the least expensive type of life insurance? 
a. 
The policy only pays a death ben...
WISE- Practice Test – Insurance Exam Questions With 100% Correct Answers 2024/2025
WISE- Practice Test – Insurance Exam 
Questions With 100% Correct Answers 
2024/2025 
For the past five years, a person has had a $20,000 whole life insurance policy that has a cash 
value clause. The person decides to surrender the policy. At the time of surrender, the person will 
receive 
A. one-fifth of the $20,000 face value. 
B. $20,000 less the premiums paid. 
C. a calculated amount of money which includes the premiums paid as well as the interest on that 
money. 
D. a calculated amount...
- Package deal
- Exam (elaborations)
- • 4 pages •
WISE- Practice Test – Insurance Exam 
Questions With 100% Correct Answers 
2024/2025 
For the past five years, a person has had a $20,000 whole life insurance policy that has a cash 
value clause. The person decides to surrender the policy. At the time of surrender, the person will 
receive 
A. one-fifth of the $20,000 face value. 
B. $20,000 less the premiums paid. 
C. a calculated amount of money which includes the premiums paid as well as the interest on that 
money. 
D. a calculated amount...
WISE Practice Test 1 Exam Questions With 100% Correct Answers 2024/2025
WISE Practice Test 1 Exam Questions With 
100% Correct Answers 2024/2025 
When an unmarried individual makes a contribution to a Roth Individual Retirement Account 
(IRA) it is - answerD: Not currently tax deductible. 
A Roth IRA allows a $3000 annual contribution; $3500 if the individual is over 50 years of age. 
which is not tax deductible 
A student's grandmother has decided to buy a long term health care insurance policy. The 
student's grandmother's decision is most likely related to the...
- Package deal
- Exam (elaborations)
- • 2 pages •
WISE Practice Test 1 Exam Questions With 
100% Correct Answers 2024/2025 
When an unmarried individual makes a contribution to a Roth Individual Retirement Account 
(IRA) it is - answerD: Not currently tax deductible. 
A Roth IRA allows a $3000 annual contribution; $3500 if the individual is over 50 years of age. 
which is not tax deductible 
A student's grandmother has decided to buy a long term health care insurance policy. The 
student's grandmother's decision is most likely related to the...
WISE Practice Test 2 Exam Questions With 100% Correct Answers 2024/2025
WISE Practice Test 2 Exam Questions With 
100% Correct Answers 2024/2025 
What should a person do when he believes he is being charged too high a rate of interest for a 
loan by a lending institution? - answerNotify the lending institution about state usury laws. 
Which is the best example of a way to reduce fees paid for ATM transactions? - 
answerWhen making supermarket purchases with a debit card, a person adds $50 in cash to 
the transaction instead of using an ATM machine. 
A person owns a ...
- Package deal
- Exam (elaborations)
- • 3 pages •
WISE Practice Test 2 Exam Questions With 
100% Correct Answers 2024/2025 
What should a person do when he believes he is being charged too high a rate of interest for a 
loan by a lending institution? - answerNotify the lending institution about state usury laws. 
Which is the best example of a way to reduce fees paid for ATM transactions? - 
answerWhen making supermarket purchases with a debit card, a person adds $50 in cash to 
the transaction instead of using an ATM machine. 
A person owns a ...
Investments Quiz (Wise Practice Test) Exam Questions With 100% Correct Answers 2024/2025
Investments Quiz (Wise Practice Test) Exam 
Questions With 100% Correct Answers 
2024/2025 
Prior to choosing a brokerage to help buy and sell investments, the investor should find out if the 
firm is a member of the - answerSecurities Investor Protection Corporation (SIPC) 
An investment company puts money from investors into an investment product that includes 
stocks, bonds, or other securities. This investment product is called a - answerMutual fund 
A function of the Financial Industry Regu...
- Package deal
- Exam (elaborations)
- • 2 pages •
Investments Quiz (Wise Practice Test) Exam 
Questions With 100% Correct Answers 
2024/2025 
Prior to choosing a brokerage to help buy and sell investments, the investor should find out if the 
firm is a member of the - answerSecurities Investor Protection Corporation (SIPC) 
An investment company puts money from investors into an investment product that includes 
stocks, bonds, or other securities. This investment product is called a - answerMutual fund 
A function of the Financial Industry Regu...
Wise Practice test Exam Questions With 100% Correct Answers 2024/2025
Wise Practice test Exam Questions With 
100% Correct Answers 2024/2025 
Debbie owns a clothing store. She is concerned that a customer who is injured in the store will 
sue. Which type of insurance should Debbie purchase? - answerLiability insurance 
Richard's auto insurance policy expired on 5/15/2002. Richard was upset with his insurance 
agent and decided to change insurance companies. At 10:00 a.m. on 5/16/2002, as he drove to a 
different agent to buy a new policy, he had an accident. Who ...
- Package deal
- Exam (elaborations)
- • 4 pages •
Wise Practice test Exam Questions With 
100% Correct Answers 2024/2025 
Debbie owns a clothing store. She is concerned that a customer who is injured in the store will 
sue. Which type of insurance should Debbie purchase? - answerLiability insurance 
Richard's auto insurance policy expired on 5/15/2002. Richard was upset with his insurance 
agent and decided to change insurance companies. At 10:00 a.m. on 5/16/2002, as he drove to a 
different agent to buy a new policy, he had an accident. Who ...
Wise practice test #2 Exam Questions With 100% Correct Answers 2024/2025
Wise practice test #2 Exam Questions With 
100% Correct Answers 2024/2025 
Matthew and Alicia just had a baby. They received money as baby gifts and want to put it away 
for the baby's college tuition. Which of the following has the "lowest" potential growth rate over 
the next 18 years? - answerSavings accounts 
A savings account earns the greatest amount of money when the interest on the account is 
compounded. - answerdaily 
Money for saving, investing, or spending cannot be from: - answer...
- Package deal
- Exam (elaborations)
- • 3 pages •
Wise practice test #2 Exam Questions With 
100% Correct Answers 2024/2025 
Matthew and Alicia just had a baby. They received money as baby gifts and want to put it away 
for the baby's college tuition. Which of the following has the "lowest" potential growth rate over 
the next 18 years? - answerSavings accounts 
A savings account earns the greatest amount of money when the interest on the account is 
compounded. - answerdaily 
Money for saving, investing, or spending cannot be from: - answer...
Wise test Exam Questions With 100% Correct Answers 2024/2025
Wise test Exam Questions With 100% 
Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? - 
answerMonetary policy 
To make sure you will always remember your automated teller machine (ATM) card personal 
identification number (PIN), you should write the PIN and keep it: - answerIn a secure place 
at home 
Jami lost her debit card. She did not report it missing for 3 months. If an unauthorized person 
used her debit card, her maxim...
- Package deal
- Exam (elaborations)
- • 2 pages •
Wise test Exam Questions With 100% 
Correct Answers 2024/2025 
Which of the following does the Federal Reserve use to regulate the nation's money supply? - 
answerMonetary policy 
To make sure you will always remember your automated teller machine (ATM) card personal 
identification number (PIN), you should write the PIN and keep it: - answerIn a secure place 
at home 
Jami lost her debit card. She did not report it missing for 3 months. If an unauthorized person 
used her debit card, her maxim...
Washington Pesticide Laws and Safety Exam Questions With Correct Answers
Jurisprudence CDRE Exam Questions With 100% Correct Answers
Thought this would have questions to answer. This document is unorganized.
Psych 375 Final EXAM QUESTIONS With 100% Correct Answers
Straighterline Microbiology Final Exam 2024 Questions With 100% Correct Answers
MRSO Exam Prep Questions with 100% Correct Answers 2024